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Free template · Iowa · updated 2026

Iowa Residential Lease Agreement Template

A Iowa-compliant lease with every disclosure the state requires built in, not bolted on — 7 state-specific clauses plus 11 universal ones. Fill it in, e-sign it, and it lives with the tenant record.

Free forever · e-signature included · reviewed against Iowa Code, Chapter 562A (Uniform Residential Landlord and Tenant Law)
Two months’ rentSecurity deposit capIowa Code § 562A.12
30 daysDeposit returnafter move-out
$12 maxLate fee rule$12/day up to $60/month (rent ≤ $700); $20/day up to $100/month (rent > $700)
3 daysNotice for non-paymentIowa Code §§ 562A.27, 562A.27A, 562A.34

What a Iowa lease must include

Iowa is one of the few states that caps late fees with a dollar figure tied to the rent: $12 a day up to $60 a month when rent is $700 or less, and $20 a day up to $100 above that (Iowa Code § 562A.9). Deposits are limited to two months’ rent and due back with...

These are the clauses and disclosures our Iowa template carries. Each cites the statute it comes from; the ones marked checkbox are filled from your property's answers.

Security deposit limit noticeUnder Iowa law, the total security deposit may not exceed two (2) months' rent (Iowa Code §562A.12).The security deposit...Iowa Code §562A.12
Security deposit return termsWithin thirty (30) days after the termination of this tenancy, receipt of Tenant's mailing address or delivery instructi...Iowa Code §562A.12
Repair & habitability noticeUnder Iowa Code §562A.15, Landlord shall: (1) comply with applicable building and housing codes materially affecting hea...Iowa Code §562A.15 / §562A.21 / §562A.24
Mold disclosureMold is a naturally occurring organism that grows in environments containing moisture. Landlord has no actual knowledge...No statewide statute (general disclosure)
Landlord identityOWNER AND AUTHORIZED AGENT DISCLOSURE: Pursuant to Iowa Code §562A.13(1), Landlord discloses in writing the following id...Iowa Code §562A.13(1) (Disclosure of owner a...
Shared utility disclosureSHARED UTILITY DISCLOSURE: Pursuant to Iowa Code §562A.13(5), if any utility serving the Premises is not separately mete...Iowa Code §562A.13(5) (Shared utility disclo...
Late fee capLATE FEE CAP: Pursuant to Iowa Code §562A.9(4), late fees on residential rent are statutorily capped based on the monthl...Iowa Code §562A.9(4) (Late fee limit)
Universal clauses (11)Lead-based paint (pre-1978), pets, utilities, entry, subletting, holdover, notices, signatures — the parts every state shares.

How it works

1 · Answer eight questionsProperty, unit, tenant, rent, deposit, term, pets, utilities. The Iowa checkboxes come from your property record.
2 · Review the leaseEvery Iowa clause is in place with its statute. Edit any paragraph; required disclosures can't be removed by accident.
3 · E-sign & collect rentTenant signs on their phone. The signed PDF, autopay and the move-in checklist attach to the tenant automatically.

Iowa lease FAQ

Does Iowa cap security deposits?

Yes — the cap is two months’ rent, and it must be returned within 30 days (Iowa Code § 562A.12). The template states both in the deposit clause.

What late fee can a Iowa landlord charge?

$12/day up to $60/month (rent ≤ $700); $20/day up to $100/month (rent > $700) See Iowa Code § 562A.9. The template carries the rule and the grace period you set.

Is a lead-paint disclosure required?

For any building built before 1978, yes — it is federal (42 U.S.C. § 4852d). The template includes the EPA pamphlet acknowledgment automatically.

Is this lease legally binding once e-signed?

Yes. Electronic signatures are valid under the federal E-SIGN Act and Iowa's UETA; the signed PDF, audit trail and timestamps are stored with the tenant record.

Can I edit the template?

Every paragraph is editable before signing. Clauses Iowa requires are marked and cannot be removed by accident.

Generate your Iowa lease in about ten minutes

Free, e-signature included, every Iowa disclosure already in it.

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The clause list mirrors the Iowa disclosure set in the My Rental Spot lease builder and is reviewed against Iowa Code, Chapter 562A (Uniform Residential Landlord and Tenant Law). General information for landlords, not legal advice; local ordinances can add requirements.