Log In Get Started Free
🏘️ HOA & condo management — free to start

HOA Management Software

Run your HOA like a pro — without the price tag of one.

Dues, payments, maintenance, meetings and documents in one modern portal your residents will actually use. Start free forever. Add Pro when you want automation, accounting and compliance on autopilot.

$0
Free plan, forever
10 min
To set up your community
Card & ACH
Online dues, straight to your bank
100%
Mobile-friendly for residents

My Rental Spot is HOA management software for boards that run their own community — no management company, no per-door contract, no setup fee. Dues, online payments, maintenance requests, meetings and governing documents live in one portal for the board and one for owners.

Set up the community, add your owners one at a time or from a spreadsheet, and turn on recurring billing: dues are raised for every owner on schedule, and owners pay by card or ACH from their phone. Payouts go through Stripe to the association's own bank account. The Free plan has no unit limit and no expiry. Pro adds autopay, delinquency tracking, budgets and reserve accounting, financial reports and Davis-Stirling compliance tools for $29 per month per community during early access.

▶ 2-minute tour

See how a board runs its whole community from one dashboard

Dues, violations, communications, reserves and meetings — watch the HOA platform end to end.

My Rental Spot HOA — Run your entire community from one dashboard
Run your entire community from one dashboard10:35
What it is

Everything your board does — in one place, instead of five.

Most self-managed boards juggle a spreadsheet, a checkbook, a group text and a filing cabinet. My Rental Spot replaces all of it with one portal for the board and one for residents.

🏦

Collect & track money

Send dues, take card or ACH online, and watch collections, delinquencies and your reserve balance in real time.

🛠️

Run the day-to-day

Maintenance requests, work orders, violations, meetings, votes and a shared document library — all logged and searchable.

📣

Keep residents in the loop

Announcements, newsletters and a clean mobile portal where owners pay, submit requests and read minutes.

Before you hire out

Software, or an HOA management company?

Most boards reach a point where the volunteer treasurer is doing hours of unpaid bookkeeping every month and someone suggests hiring out. There are two ways forward, and they cost very different amounts.

An HOA management company takes the work off the board entirely — collections, vendor coordination, meeting administration, filings. Full-service management is usually billed per door, per month, so the annual cost grows with the community and can run to thousands of dollars even for a small association. For a community with real conflict, legal exposure or a large capital project underway, that can be money well spent.

Community association software takes the busywork out and leaves the board in control. Dues are raised on schedule, owners pay online, payments are recorded against each owner's account, and the documents owners ask for are already in the portal. The board still makes the decisions; it just stops doing the data entry. For a small or mid-sized association without unusual complications, that is usually the cheaper answer.

The two are not mutually exclusive. Some associations use software for dues, documents and owner communication and keep a manager or accountant on a limited scope for the annual review. With no contract and no per-door billing here, that combination costs no more than the software itself.

How it works

From spreadsheet to running community in six steps.

The first three steps are on the Free plan; the last three are what Pro adds when you're ready to automate.

1
Free

Set up your community in minutes

Name your HOA, add the address, drop in your unit list (or import a CSV), and invite your board. No sales call, no setup fee.

  • Import units and owners from a spreadsheet
  • Invite board members with roles & permissions
  • Send resident invites the same day
myrentalspot.com/hoa/setup

Create your community

Step 2 of 3 · Community details

Community name
Oakwood Estates HOA
Address
1200 Oakwood Dr, Pleasanton, CA 94566
Units
48
Dues cycle
Quarterly
Continue →
2
Free

Send dues and get paid online

Turn on recurring billing and dues are raised for every owner on schedule. Owners pay by card or ACH from their phone, and payouts go to your HOA's own bank account. You watch collections update live.

  • Recurring dues raised for every unit
  • Owners pay by card or bank transfer
  • Real-time collected vs outstanding totals
myrentalspot.com/hoa/dues

Dues — Q3 2026

+ New dues run
Collected
$12,250
Outstanding
$2,100
Rate
85%
Unit 12 · J. Chen$350
Unit 14 · M. Ortiz$350
Unit 15 · R. Patel$350Due
Unit 18 · S. Kim$350Partial
3
Free

Give residents a portal they'll actually open

Owners get a clean mobile home screen: pay dues, submit a maintenance request, read announcements and pull up governing docs — no app store, no password reset saga.

  • One-tap dues payment & receipts
  • Maintenance requests in 60 seconds
  • Announcements, minutes & document library
myrentalspot.com/portal

Welcome back, Jane 👋

Balance due · Unit 12
$350.00
Pay now →
🛠️
Request repair
📄
Documents
📅
Meetings
Latest announcement
Pool reopens Saturday — resurfacing is complete, hours are 7am–9pm.
4
Pro

Put collections on autopilot

Turn on autopay and let Pro do the chasing: automatic late fees, a delinquency ladder that escalates on schedule, and reminders that go out without you lifting a finger.

  • Resident autopay — dues charged automatically
  • Auto late fees on your rules
  • 30 / 60 / 90-day delinquency escalation
myrentalspot.com/hoa/collections

Collections automation

Autopay ON
On autopay
41 / 48
Late fees (auto)
$180
Delinquency ladder
Unit 15 · R. Patel31 daysLate fee added
Unit 22 · L. Nguyen62 days2nd notice sent
Unit 30 · T. Brooks91 daysEscalated to board
5
Pro

Stay compliant without a lawyer on speed-dial

Violations follow the Davis-Stirling §5855 workflow automatically — the 10-day hearing notice is enforced before any fine can post. Vendor insurance (COI) expiry is tracked so lapsed coverage never slips through.

  • §5855 hearing timeline with the 10-day gate
  • Fines blocked until the hearing is held
  • Vendor W-9 & COI expiry alerts
myrentalspot.com/hoa/violations/1042

Violation #1042 · Unauthorized fence

Hearing scheduled
✓
Notice of violation sentJul 8 · certified + portal
✓
10-day notice periodJul 8 – Jul 18 · §5855 requirement met
3
Hearing scheduledJul 24 · board executive session
4
Decision & fineLocked until hearing is held
6
Pro

Know the books & fund the reserves

Budget vs actual on every line, exportable for your accountant, plus a per-component reserve study that flags shortfalls before the roof does. And meeting recordings transcribe themselves into publishable minutes.

  • Budget vs actual + CSV / accountant exports
  • Reserve study: percent funded & replacement year
  • AI meeting transcription → editable minutes
myrentalspot.com/hoa/reserves

Reserve study

On track
Roof replacement68% funded · 2031
Exterior paint41% funded · 2028
Pool resurfacing82% funded · 2027
Asphalt / paving23% funded · 2029
AI transcript → minutes
Chair: Motion to approve the 2027 reserve contribution increase.
Treasurer: Seconded — funding gap on paving needs it.
Pro · Accounting

HOA accounting software with separate operating and reserve funds

Association accounting is not ordinary bookkeeping, which is why general-purpose tools struggle. An HOA runs two funds — operating and reserve. Reserve money is collected for future capital work such as a roof or repaving, and spending it to cover an operating shortfall is one of the most common ways a board ends up in trouble with its owners.

On Pro, every community gets an operating fund and a reserve fund, each with its own balance. Owner payments and expenses post to operating; money moves into reserves as a recorded contribution or transfer, so the reserve balance only changes when the board decides it should. Every entry records who posted it and when, and a mistake is corrected with a reversing entry rather than by editing history.

Pro also produces the reports boards get asked for: a balance sheet, an income statement against the budget, a reserve statement showing percent funded, and an accounts-receivable aging summary — each downloadable as a PDF for the board packet or annual meeting. A per-component reserve study shows each item's funding and replacement year, the delinquency screen lists which owners are behind and by how much, and member, dues and expense lists export to CSV for your accountant.

Condos & townhomes

Condo management software, too

Condominium associations, townhome communities and mixed-use developments run on the same platform — you pick the community type during setup. Dues don't have to be one flat number: give each unit type its own rate, so a one-bedroom and a three-bedroom can pay different amounts, and override the amount for an individual owner where your governing documents call for it.

Whether your association is a condo building, a townhome community or a mix of both, the same condo management software covers it: one community record, one owner portal, one set of books.

Pro · Compliance

Compliance, records and the Davis-Stirling Act

Association law is set state by state, and the duties that most often catch a self-managed board out are procedural: budgets and reserve disclosures have to go to owners on a schedule, owners can ask to inspect association records, and fines usually need notice and a hearing before they can be imposed.

California associations operate under the Davis-Stirling Common Interest Development Act, one of the most detailed association laws in the country. For California communities, Pro is built around it:

  • Violations follow §5855. A hearing has to be scheduled at least 10 days out, and a fine cannot be recorded until the hearing has been held.
  • An annual budget report packet for the §5300 window (30–90 days before the fiscal year ends), assembled from the budget, reserve study and insurance details already in the system, and downloadable as a PDF.
  • Starting templates for the policies the Act expects: assessment collection, fines, internal and alternative dispute resolution, and more.

Communities outside California still get violation tracking, budgets and reserve reporting. None of it is legal advice or a substitute for association counsel — what it does is make sure that when a deadline or a request arrives, the documents exist and the board can produce them.

Plans & pricing

Start free. Go Pro when you're ready to automate.

One flat price per community — never per door. Upgrade or downgrade anytime.

Free
$0/ month, forever
Everything a self-managed board needs to operate — collect dues, run requests, keep residents informed.
Get Started Free →
  • Includes
  • Community setup & owner/unit roster
  • Dues billing + online card & ACH payments
  • Resident portal & mobile access
  • Maintenance requests
  • Announcements & document library
  • Basic meetings, attendance, votes & minutes
Early-bird pricing
Pro
$29/ mo per community$59
Automation, accounting and compliance for boards that want to run hands-off.
🔒 Lock in $29/mo for life — early subscribers keep this rate even after it rises to $59.
Start Pro →
  • Everything in Free, plus
  • Autopay + automatic late fees
  • Delinquency ladder (30/60/90-day escalation)
  • Budgets, budget-vs-actual & accountant exports
  • Per-component reserve study
  • Davis-Stirling violations & §5855 hearings
  • Architectural review (ARC) requests
  • Vendor management + COI / insurance tracking
  • Branded newsletters with open tracking
  • AI meeting transcription → minutes

Payment processing is separate and applies to both plans (industry-standard card & ACH rates). Existing communities keep today's advanced features free — the Pro plan applies to communities created after launch.

How we compare

Comparing the best HOA software for self-managed boards

Many platforms in this category price by unit count, so the bill rises as the community grows. My Rental Spot prices per community.

PlatformPublished pricingFree planBuilt for
My Rental SpotFree, or Pro at $29/mo per community (early access; $59 after)Yes — no unit limit, no expirySelf-managed boards
PayHOABy unit count — from $54/mo ($49/mo billed yearly) for up to 25 units30-day trialSelf-managed boards
RunHOA$399/year flat30-day trialSelf-managed boards
Yardi Breeze Premier$1 per unit per month, $400/mo minimum, annual agreementNoManagement companies
AppFolioQuote only; minimum spend and units applyNoManagement companies

Pricing as published on each vendor's pricing page, September 2026. Online payment processing fees are extra on every platform, including ours.

Yardi and AppFolio are built for management companies running many properties at once — if that is you, they are the right tools. If you are a board running one community, you are paying for scale you will not use.

Built for both sides

Boards run smoother. Residents stay happier.

For boards & property managers

Run your community like a business, without the burnout.

  • Live financial dashboards — budget vs actual
  • Automated dues, late fees & delinquency escalation
  • Davis-Stirling §5855 violation audit trail
  • Per-component reserve study with shortfall alerts
  • Vendor COI expiry tracking
For residents

Pay dues, request repairs, stay in the loop.

  • Pay online with card, ACH or autopay
  • Submit maintenance requests in 60 seconds
  • Governing docs, minutes & meeting recordings
  • Monthly newsletters & announcements
Common questions

Things boards ask before signing up.

Is there genuinely free HOA software, or is it a trial?

Ours is a free plan, not a trial. Community setup, the owner roster, dues billing with card and ACH payments, the owner portal, maintenance requests, announcements, the document library, and meetings with attendance, votes and minutes are free — no unit limit, no expiry, and no card needed to sign up. A processing fee applies when owners pay online. Pro, at $29 per month per community during early access, adds autopay, delinquency tracking, budgets and reserve accounting, violations and hearings, architectural review, newsletters and AI meeting minutes. Many HOA tools offer a 30-day trial; here nothing switches off if you never upgrade.

What does HOA management software actually do?

It replaces the spreadsheet, the checkbook and the group text. Dues are raised for every owner on schedule, owners pay online and each payment is recorded against their account, maintenance requests come in through the portal, and meetings, votes, minutes and governing documents are kept where owners can find them. The board stops doing data entry and keeps doing the deciding.

Does it handle HOA accounting and reserve funds?

Yes, on Pro. Operating and reserve funds are tracked separately with their own balances, and money moves into reserves as a recorded contribution or transfer. Pro produces a balance sheet, an income statement against budget, a reserve statement and an accounts-receivable aging summary, all downloadable as PDFs, and member, dues and expense lists export to CSV for your accountant.

Why per community instead of per unit?

Per-unit pricing punishes growth. A 20-unit community and a 200-unit community get the same product at the same price — Pro is $29 per month per community during early access, rising to $59, and early subscribers keep $29. It also keeps your cost predictable across a budget year, which matters when owners have to approve the budget.

We're already set up — will we suddenly have to pay?

No. Communities that existed at launch keep today's advanced features free. The Pro plan applies to communities created after launch, and early Pro subscribers lock in $29/mo for life.

Where does the dues money go?

To the association's own bank account. Owners pay through Stripe, and payouts go to the bank account the board connects when it sets up online payments. Every payment shows in your dashboard.

Is this community association software suitable for a condo?

Yes. Condominium associations, townhome communities and mixed-use developments all run on it. Each unit type can have its own dues rate, and any individual owner's amount can be overridden.

Do we still need an HOA management company?

Many self-managed boards do not. Software removes the administrative load; a management company removes the work entirely and charges accordingly. If your association has litigation, a major capital project or persistent owner conflict, a manager may be worth it. If the real problem is the treasurer's hours of bookkeeping, software solves that for a fraction of the cost.

How long does setup take?

Setting up the community takes about ten minutes: name, address, unit types and dues schedule. Adding owners depends on your roster — enter them one by one or import a spreadsheet — and connecting the association's bank account for online payments is a short Stripe onboarding. No sales call and no onboarding fee.

Set up your community in 10 minutes.

Start on the Free plan today. Add Pro whenever you're ready to put the busywork on autopilot. No contracts, no setup fees.

Get Started Free →