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Renters Insurance — My Rental Spot
🛡️ Renter Feature

Protect What Matters Most

Get affordable renters insurance in minutes through our partner Sure. Coverage starts as low as $5/month — protecting your belongings and providing liability coverage.

🛡️Full Coverage
💵From $5/mo
60-Sec Quote
Spot mascot holding a protective shield
OUR PARTNER

Powered by Sure

The leading insurance technology platform trusted by Fortune 500 carriers and top property management companies nationwide

Digital-First Insurance

Sure's platform enables you to get quoted, purchase coverage, and manage your policy entirely online — no phone calls, no paperwork, no waiting.

60-Second Quotes

Answer a few quick questions and get an instant price. Coverage can start the same day you apply.

Built for Renters

Policies designed specifically for renters with coverage starting at just $5/month. Flexible and cancel anytime.

Backed by Assurant

Policies are underwritten by Assurant, a Fortune 500 insurance company with over $10B in annual revenue.

Sure Verify™

Automated proof-of-insurance verification — your landlord gets notified automatically when you're covered.

Founded 2014 · Santa Monica, CA · Fortune 500 Carrier Partners · Available in All 50 States
WHY RENTERS INSURANCE?

Coverage That Protects You

Your landlord's insurance doesn't cover your belongings — renters insurance does

🛡️
Renters Insurance
Comprehensive protection for renters
🛋️

Personal Property

Covers your belongings — furniture, electronics, clothing — against theft, fire, and water damage

⚖️

Liability Protection

Covers you if someone is injured in your rental or if you accidentally damage property

🏨

Additional Living Expenses

Covers hotel and meals if your rental becomes uninhabitable due to a covered loss

💰

Affordable Rates

Coverage starting as low as $5/month with flexible payment options — cancel anytime

Instant Coverage

Get a quote in under 60 seconds and coverage can start the same day

📱

Easy Management

Manage your policy, file claims, and download certificates right from your portal

1

Get a Quote

Enter your address and answer a few questions

2

Choose Coverage

Select levels that fit your needs

3

Purchase Policy

Complete your purchase in minutes

4

You're Covered

Certificate sent to your landlord

SEE IT IN ACTION

Insurance in Your Portal

Get covered and manage your policy right from your dashboard

Insurance Required Notice
myrentalspot.com/dashboard
SM
⚠️
Renters Insurance Required
Your lease requires proof of renters insurance. Get covered in minutes through our partner Sure.
Get Insurance →
🛡️ Renters Insurance
🛡️

No Insurance on File

Your lease requires renters insurance. Protect your belongings and get covered in minutes through our partner Sure.

🛡️ Get a Quote from Sure
Get a Quote Flow
sure.com/quote

Your Quote is Ready

Your Monthly Premium
$12/month
Coverage starts today
$30,000
$100,000
$500
Continue to Purchase →
🔒 Secure checkout powered by Sure
Active Policy View
myrentalspot.com/insurance
SM
🛡️ Renters Insurance
✓ Active
Policy #SUR-2026-847291
Effective Date
Jan 15, 2026
Expiration
Jan 15, 2027
Monthly Premium
$12.00
Deductible
$500
Coverage Summary
Personal Property$30,000
Liability$100,000
Medical Payments$5,000
Loss of Use$9,000
📄 Download Certificate
Manage Policy →
WHY SURE?

Simple, Affordable Protection

Insurance that works for renters

60-Second Quotes

Get an instant quote in under a minute. No lengthy applications or phone calls — just enter your info and see your price.

💵

Starts at $5/Month

Affordable coverage that fits your budget. Flexible monthly payments with no hidden fees — cancel anytime.

📱

Easy Claims

File claims right from the Sure app. Get fast payouts when you need them most — no paperwork hassle.

📋

Automatic Certificate

Your proof of insurance is automatically sent to your landlord. No need to chase down paperwork.

What's Covered

Protection for you and your belongings

🛋️

Furniture

Couches, beds, tables

📺

Electronics

TV, laptop, gaming

👕

Clothing

Wardrobe & accessories

🔥

Fire Damage

Fire & smoke damage

🌊

Water Damage

Burst pipes, leaks

🔓

Theft

Burglary & stolen items

SUPPORT

Frequently Asked Questions

Many leases require it, but even if yours doesn't, renters insurance is a smart move. Your landlord's insurance does NOT cover your personal belongings. If there's a fire, theft, or water damage, you'd be responsible for replacing everything out of pocket. Coverage starts at just $5/month.
Through our partner Sure, coverage starts as low as $5/month. Exact pricing depends on your location, coverage amounts, and deductible. Most renters pay between $10-20/month. You can get an instant quote in under 60 seconds to see your exact price.
Renters insurance covers personal property (furniture, electronics, clothing) against theft, fire, and water damage. It also includes liability protection if someone is injured in your rental, medical payments coverage, and additional living expenses if your place becomes uninhabitable.
You can file a claim directly through the Sure app or your My Rental Spot portal. Just describe what happened, upload photos if available, and Sure's claims team will guide you through the process. Most claims are processed quickly with minimal paperwork.
Yes! When you purchase a policy through My Rental Spot, your certificate of insurance is automatically sent to your landlord. You can also download a copy from your portal anytime. No need to chase down paperwork.
Yes. There are no long-term contracts. You can cancel your policy at any time and receive a prorated refund for the remaining coverage period. Just manage it through your portal or the Sure app.
✓ From $5/mo · ✓ 60-Second Quotes · ✓ Instant Coverage · ✓ Cancel Anytime

Ready to Get Protected?

Create your free account today and get access to affordable renters insurance through our partner Sure.

No credit card required. Always free for renters.