Landlord Insurance — My Rental Spot

🛡️ Property Manager Feature

Landlord Insurance

Comprehensive insurance to protect your rental property investment through our trusted partner Steadily.

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🏠Dwelling Coverage

⚖️Liability Protection

💰Lost Income Coverage

Complete Protection

Everything You Need

Comprehensive landlord insurance coverage for all property types

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Landlord Insurance

Protect your rental property investment

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Dwelling Coverage

Protects your building structure against fire, wind, hail, and other covered perils

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Liability Protection

Coverage if someone is injured on your property or you're sued by a tenant

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Loss of Rental Income

Reimburses lost rent if your property becomes uninhabitable during repairs

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Short-Term Rentals

Coverage for Airbnb, VRBO, and vacation rental properties

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Nationwide Coverage

Available in all 50 states for any rental property type

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Quick Online Quotes

Get instant quotes in minutes — no phone calls required

Visit Steadily

Click to get your quote

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Enter Property Info

Provide property details

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Customize Coverage

Choose coverage limits

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Get Protected

Activate your policy

Trusted Partner

My Rental Spot × Steadily

Fast, affordable insurance for My Rental Spot customers

STEADILY.

Comprehensive Coverage for All Property Types

My Rental Spot has teamed up with Steadily to bring property managers and landlords the best available coverage for long-term, mid-term, and short-term rentals nationwide.

✓Available in all 50 states

✓Instant online quotes in minutes

✓Competitive rates for landlords

✓Multi-property discounts available

Get Started Free →

What's Covered

Complete Protection

Comprehensive coverage for your rental properties

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Property Coverage

✓Dwelling coverage for building structure
✓Detached structures (garages, sheds)
✓Fire and smoke damage
✓Wind and hail damage
✓Water damage from burst pipes
✓Vandalism and theft protection

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Liability Protection

✓Injury lawsuits from tenants or visitors
✓Property damage claims
✓Legal defense costs covered
✓Medical payments to others
✓Personal injury claims
✓Up to $1M+ coverage limits

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Loss of Rental Income

✓Coverage during repairs from covered loss
✓Reimbursement for lost rent
✓Protects your cash flow
✓Continues until property is habitable
✓No tenant displacement required
✓Coverage up to policy limits

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Short-Term Rentals

✓Coverage for Airbnb & VRBO properties
✓Vacation rental protection
✓Guest injury liability
✓Property damage from guests
✓Business income coverage
✓Seasonal and year-round rentals

Coverage Options

Insurance for Every Property Type

Flexible coverage for all your rental properties

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Single-Family Homes

Complete coverage for standalone rental houses

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Multi-Unit Buildings

Duplex, triplex, and apartment buildings

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Condos & Townhomes

Condo landlord and townhome coverage

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Manufactured Homes

Mobile and manufactured home protection

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Vacation Rentals

Short-term rental and Airbnb coverage

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Vacant Properties

Coverage during tenant turnover

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Renovation Projects

Protection during property improvements

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Portfolio Coverage

Insure multiple properties together

Why Steadily

Benefits for Property Managers

Insurance designed for rental property owners

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Quick Online Quotes

Get an instant quote in minutes by entering your property address. No phone calls, no meetings — complete the entire process online.

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Competitive Pricing

Affordable rates designed specifically for landlords. Save money with multi-property discounts and pay monthly or annually.

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Expert Support

Speak with knowledgeable agents who understand rental properties. Get answers via phone, email, or chat.

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Easy Claims Process

File claims online and track progress in real-time. Fast processing means you get your property repaired and rented again quickly.

Support

Frequently Asked Questions

Homeowners insurance is for owner-occupied properties, while landlord insurance is designed for rental properties. It includes dwelling coverage, liability protection, and loss of rental income — features standard homeowners policies don't provide for rentals.

Costs vary based on location, value, coverage limits, and property type. On average, landlord insurance costs 15-25% more than standard homeowners insurance. Steadily offers competitive rates with instant online quotes.

Standard landlord insurance covers vandalism and malicious damage. Normal wear and tear or accidental damage typically isn't covered. Requiring tenants to have renters insurance provides additional liability coverage.

Loss of rental income reimburses you for lost rent if your property becomes uninhabitable due to a covered loss. Coverage continues until repairs are complete, protecting your cash flow during the repair period.

Yes! Steadily offers portfolio coverage for landlords with multiple properties. You can save money by insuring multiple properties together with simplified billing.

Yes — vacant properties are at higher risk for damage, vandalism, and theft. Standard homeowners policies often don't cover them. Steadily offers specific vacant property coverage during turnover or renovations.

Yes! Steadily offers specific coverage for short-term rentals including Airbnb, VRBO, and vacation rentals with protection for higher liability risks and business income loss.

Create your free My Rental Spot account to access landlord insurance through our partnership. Once registered, get instant online quotes for all your rental properties in minutes.

✓ Free Forever · ✓ Unlimited Properties · ✓ No Credit Card

Protect Your Investment

Get comprehensive landlord insurance for all your rental properties through our trusted partner Steadily.

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No credit card required. Free for property managers and landlords.